Insurance and Civil Liability Attorneys in Switzerland, in Zurich and Geneva

Within our Swiss law firm, our experts in insurance law and civil liability assist you in protecting your rights in case of claims or disputes.

Comprehensive expertise in insurance law and civil liability

Insurance and civil liability law governs the relationships between insurers, insured parties, and third parties in case of claims or disputes. Our insurance and civil liability lawyers based in Zurich and Geneva assist you in defending your interests against responsible parties and insurance companies or unfounded claims.

Management of insurance claims and complaints

Procedures with insurers can be complex and sometimes conflictual, especially during claims. Our lawyers help you to:

Understand your contractual rights and obligations.
Analyze coverage and liability.
Negotiate with insurers to ensure full compensation for damages incurred.
Defend you in case of coverage refusal or reduction of benefits.

Civil Liability

Civil liability concerns damages caused to others, whether material or bodily. We intervene to:

Evaluate the validity of compensation claims made against you.
Defend your interests in complex disputes related to traffic, work, sports and leisure accidents, and defects or professional misconduct, medical malpractice/error, patients’ rights.

Preventive advice and risk management

A proactive approach can avoid costly conflicts. We offer:

Analysis of your insurance contracts to verify their adequacy with your needs.
Implementation of strategies to reduce risks and prevent disputes.

Services of our specialized lawyers in insurance and civil liability

We have organized our services around the main themes of this specialization.

Service

Description

Advantage

Claims management

Support in the declaration and negotiation of claims to obtain full compensation for damages.

Maximize your chances of obtaining the coverage or compensation you deserve.

Contesting compensation refusal

Assistance in case of coverage refusal by your insurer, to obtain a reassessment or compensation.

Defend your rights against arbitrary or unjustified decisions.

Negotiation and mediation with insurers

Intervention as mediators to resolve conflicts between you and your insurance company.

Avoid lengthy and costly legal disputes through amicable solutions.

Civil liability disputes

Representation in disputes involving material, bodily, or moral damages, including accidents or professional misconduct.

Ensure a solid defense and protect your interests against claims.

Risk prevention advice

Analysis of your contracts and internal policies to minimize risks and avoid disputes.

Anticipate conflicts and effectively protect yourself against potential liabilities.

Management of accidents and defects

Legal assistance in disputes related to defects in construction projects or professional accidents.

Obtain quick solutions and fair compensation.

Claims related to natural disasters

Assistance in managing compensations following climate events such as floods or storms.

Obtain a correct assessment and prompt handling.

Life or disability insurance disputes

Representation in disputes related to disability, death, or life insurance.

Protect your rights and those of your beneficiaries in case of disagreement.

Analysis of insurance policies

Review and verification of clauses in your insurance contracts to anticipate potential issues.

Secure your interests with transparent and tailored contracts.

Other intervention services of our lawyers in insurance and civil liability

Accident insurance (LAA)
Disability insurance (LAI)
Health insurance (LAMal)
Old-age and survivors’ insurance (LAVS)
Loss of earnings insurance (APG)
Occupational benefits (BVG)
Supplementary benefits (LPC)
Social assistance services

Frequently asked questions about insurance law and civil liability

What to do if an insurer refuses coverage?

Check the insurance contract: Examine the guarantees and exclusions.
Request written explanations: Obtain details on the reason for refusal.
Gather evidence: Compile relevant documents (reports, correspondence).
Consult a professional: Contact a lawyer experienced in insurance law.
Send a letter of dispute: Write a letter to the insurer with supporting documents.
Contact the insurance mediator: Attempt an amicable resolution.
Pursue legal action.