Attorney at law expert in debt collection and national and international enforcement proceedings

Our Swiss law firm offers tailored legal solutions for debt collection, implementation of enforcement proceedings, and resolution of financial disputes.

Extensive expertise in debt collection

Debt collection is an essential step to secure your financial flows and maintain the economic health of your company. In Switzerland, legal procedures in this field require in-depth expertise, whether for amicable resolution or complex judicial actions. Our specialized lawyers provide their experience to ensure effective recovery of your debts while preserving your business relationships.

Your amicable and judicial collection procedures

Amicable settlement is often the first step in a debt collection process. It allows direct negotiation with the debtor to establish repayment plans or payment agreements adapted to each party’s financial situation.

If this step fails, we initiate rigorous legal proceedings. These include sending official formal notices, filing suits before competent courts, and representation throughout the process until an enforceable decision is obtained.

Enforcement proceedings and protective measures: Securing your rights

A favorable court decision does not always guarantee immediate payment. To secure your rights, our lawyers expert in enforcement proceedings implement legal mechanisms such as seizure of movable or immovable property, bank garnishments, and other protective measures. These tools allow for blocking or liquidating assets belonging to the debtor to ensure financial compensation.

For international debts, we coordinate our efforts with local experts to enforce foreign judgments or intervene in multi-jurisdictional cases.

Services of our lawyers specialized in debt collection and enforcement proceedings

Service

Description

Advantage

Amicable negotiation

Development of payment agreements adapted to the debtor's financial capacity.

Preserve your business relationships and reduce judicial costs.

Official formal notice

Drafting and sending a formal notice to encourage payment.

First legally effective step to compel the debtor.

Judicial proceedings

Initiation of rigorous legal proceedings and representation before courts.

Obtain an enforceable decision to protect your interests.

Seizure of movable and immovable property

Blocking or forced sale of the debtor's assets.

Ensure compensation even in cases of partial insolvency.

Bank garnishment

Freezing of the debtor's bank accounts to guarantee payment.

Access funds directly for quick recovery.

Conservatory measures

Implementation of legal mechanisms to protect assets in dispute.

Prevent assets from disappearing before the decision is executed.

Enforcement of foreign judgments

Application of international court decisions in Switzerland or elsewhere.

Simplify your cross-border procedures thanks to our expertise.

International network of experts

Collaboration with specialized lawyers in different countries

Maximize your chances of success for complex or multi-jurisdictional debts.

Support for creditors and debtors

Legal XII Tables Avocats has extensive expertise in the field of debt enforcement and bankruptcy law (LP), particularly in matters of sequestration, debt collection, procedures for realizing pledges on movable or immovable property, bankruptcies without prior prosecution, various provisional measures, fraudulent disappearance of assets to the detriment of creditors, postponements of bankruptcies and composition proceedings, administration of bankruptcies, liquidation of companies, and corporate reorganization.

Our Debt Collection and Enforcement Services for Creditors

If you are a creditor, our law firm Legal XII Tables Avocats provides assistance in international enforcement and debt collection from debtors with assets in Switzerland. Our lawyers specializing in debt collection and bankruptcy law also advise you on:

  • Solvency analysis of a debtor or prospective debtor
  • Recovery of assets misappropriated in a fraudulent context
  • Setting up security measures (mortgage, hypothec and other movable pledges)
  • Collection strategy in the context of national and international bankruptcy and seizures
  • Production of claims and collocation statements
  • Steps to take in the case of sequestration (e.g. of accounts, wages, movable and immovable property)
  • Suspension of bankruptcy and implementation of a debt-restructuring moratorium

Our Debt Collection and Enforcement Services for Debtors

If you are a debtor, our lawyers can advise you in the following areas:

  • Analysis of your exposure to contractual liability, tort liability (particularly aquilian liability for fault) and creditor claims.
  • Implementation of a recovery risk mitigation and asset protection strategy
  • Assessing civil and criminal liability in bankruptcy and seizure cases
  • Implementing a preventive asset protection strategy in anticipation of an asset receivership
  • Suspension of bankruptcy and introduction of a debt-restructuring moratorium

Frequently Asked Questions About Debts and Enforcement Procedures

What is the difference between amicable and judicial debt collection?

Amicable debt collection favors negotiation to avoid legal proceedings, while judicial debt collection involves legal actions to compel the debtor to pay.

Yes, we assist our clients in international debt collection through our expertise and partnerships.